OSFI

Episode 73: B.C. Population Drop + OSFI’s Mortgage Move — What It All Means for Homeowners

In this episode of The Real Deal Pod, Geoff and Allister unpack two major developments shaking up the B.C. real estate landscape:

✅ B.C.’s population decline — the first province in Canada to see a drop this year. What’s behind the trend, and what does it mean for housing demand, affordability, and interprovincial migration?

✅ OSFI’s new capital rules — changes that could reshape how banks lend and how buyers qualify for mortgages starting in 2026.

From shifting demand to policy impacts, this episode connects the dots between what’s happening now and what it means for the future of real estate in British Columbia.

Plus: In the “Did Ya Know” segment, Allister shares eye-opening data from Statistics Canada that puts B.C.’s population change in sharp perspective — and what it could mean for both buyers and builders.