A retired couple on fixed pensions found themselves struggling to make ends meet each month. Both were in good health and wanted to maintain an active lifestyle. They had spent their working years paying off their mortgage and had little saved in their RRSPs.

A working professional couple found themselves in financial hardship after one of them was injured and went on long-term disability. Their income took a significant hit and their monthly cash flow was negatively impacted. Over the course of time, they had maxed out their credit cards and line of credit. Although they were continuing to make their minimum payment each month, the interest rates were very high and the actual debt was not being reduced.

A young family owned a townhouse but wanted to sell it and buy a detached home that needed renovations.

A single young female was refinancing her home after a common-law relationship ended. After working for seven years, she found herself on disability for a work-related injury. When she approached her bank to discuss her options, the only suggestion they offered was to sell her house. Thankfully, the GLM Mortgage Group team stepped in and helped her.

A truck driver, who had been working in the industry for more than 40 years, needed to refinance his property due to a complicated divorce.

A couple with two young children wanted to buy a detached home with a rental suite. They had several thousand dollars of consumer debt and no down payment.

A woman in Alberta wanted to purchase a second home. She owned her own successful business but was reporting personal income of just under $8,000/year. She had purchased another property within the prior 12 months, which had been converted to a rental property.

A young single man decided he wanted to put money toward a mortgage and own a home instead of continuing to pay rent.

Partners who owned more than 10 investment properties together wanted to buy one more. One partner lives in BC and the other in Manitoba.

An Ontario couple wanted to consolidate their debts and refinance their mortgage. They had several thousand dollars in consumer debt along with their mortgage and a secured line of credit that was almost at its limit.