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The latest thoughts and insights from Geoff Lee and GLM Mortgage Group | Dominion Lending Centres
🏠 House Rich, Cash Poor: What Happens When Your Home Eats Your Paycheque?
🏠 House Rich, Cash Poor: What Happens When Your Home Eats Your Paycheque? 🏡 Living in a Beautiful Home… But Can You Actually Afford to Live? Imagine this: You own a beautiful home in a desirable neighbourhood. You've got a spacious kitchen, a gorgeous...
Moving Before Your Mortgage Term Ends? Here’s Why Mortgage Portability Matters 🚚🏡
Moving Before Your Mortgage Term Ends? Here’s Why Mortgage Portability Matters 🚚🏡 When most people shop for a mortgage, there are a few numbers that immediately grab their attention. What’s the interest rate? What will my monthly payment be? How long...
Ep. 112 — BC Unsold Condo Tax, Rising Mortgage Rates & Why the Lowest Rate Isn’t the Best Mortgage
BC's Unsold Condo Tax, Rising Mortgage Rates & Why the Lowest Rate Isn't Always Best Could BC's proposed unsold condo tax change the housing market? And with fixed mortgage rates potentially heading back toward 5%, what should buyers be thinking about right now?...
Ep. 111 — What Happens to Your BC Mortgage When You Die, Wills, Insurance & $4.4B in Unsold Condos
What Happens to Your BC Mortgage When You Die? Your mortgage doesn't disappear when you die. So what actually happens to your home and mortgage? In Episode 111 of The Real Deal Pod, Fraser Valley Realtor Allister Carrington and BC mortgage broker Geoff Lee break down...
Your Down Payment Isn’t Your Whole Budget: The Closing Costs BC Home Buyers Forget
Your Down Payment Isn’t Your Whole Budget: The Closing Costs BC Home Buyers Forget When most people start saving for a home, there is one number they tend to focus on: the down payment. And for good reason. Building a down payment can take years, especially in markets...
Ep. 110 — Condo vs Townhouse vs Detached in BC, the CMHC Affordability Report & Why Now Is the Time
Condo, Townhouse or Detached: What Should You Buy in BC? Is BC real estate really as unaffordable as the headlines suggest? CMHC says Canada needs millions of additional homes to restore affordability. At the same time, buyers in parts of BC are seeing some of the...
Ep. 109 — Reverse Mortgages Canada Explained: Tax-Free Retirement Income from Your Home Equity
Could a Reverse Mortgage Help Fund Your Retirement? For many BC homeowners, the house is worth a lot, but retirement cash flow can still be tight. In Episode 109 of The Real Deal Pod, BC mortgage broker Geoff Lee breaks down how a reverse mortgage in Canada actually...
What Happens to Your Mortgage When You Die? A Canadian Homeowner’s Guide
What Happens to Your Mortgage When You Die? A Canadian Homeowner’s Guide It’s probably not something you thought much about when you signed your mortgage documents. You compared rates, chose an amortization, figured out your payments and eventually got the keys. But...
Ep. 108 — Co-Buying a Home in BC With a Friend or Family Member: Pros, Risks & Exit Strategy
Co-Buying a Home in BC: What You Need to Know Before Buying Together Could buying a home with a friend, sibling, partner, or parent help you get into the BC real estate market? For some buyers, combining incomes and down payments can make homeownership possible. But...
The Mortgage Rate Isn’t Everything: 7 Features That Could Be Worth More Than a Lower Rate
The Mortgage Rate Isn’t Everything: 7 Features That Could Be Worth More Than a Lower Rate When shopping for a mortgage, it is easy to focus on one number: the interest rate. And understandably so. Even a small difference in rate can affect your monthly payment and the...
Ep. 107 — Should You Wait for BC Mortgage Rates to Drop? CMHC 2026 Forecast & The Four Rate Buckets Explained
Should You Wait for BC Mortgage Rates to Drop Before Buying? It’s a question we hear all the time. The answer isn’t as simple as finding the lowest rate online. In Episode 107 of *The Real Deal Pod*, Fraser Valley Realtor Allister Carrington and GLM Mortgage Group’s...
Ep. 106 — 7 Things NOT to Do After BC Mortgage Approval & the Cowichan Land Title Ruling One Year Later
# 7 Things You Should Never Do After Your BC Mortgage Is Approved Your BC mortgage is approved and you've removed your subjects. It feels like the hard part is over. But you're not at the finish line yet. Until your purchase completes and you receive the keys, changes...
Should You Buy a Home With a Friend or Family Member? A Guide to Co-Buying in Canada
Should You Buy a Home With a Friend or Family Member? A Guide to Co-Buying in Canada For many Canadians, especially in expensive markets like Vancouver, Victoria and other parts of British Columbia, buying a home alone can feel increasingly difficult. Even with a...
Should You Wait for Mortgage Rates to Drop Before Buying a Home in BC?
Should You Wait for Mortgage Rates to Drop Before Buying a Home in BC? If you are thinking about buying a home in British Columbia right now, there is a good chance you have asked yourself one question: Should I buy now, or wait for mortgage rates to come down...
Ep. 105 — BC Basement Suite Mortgage Income Explained, July 2026 Stats & Why BC Buyers Have Stopped Buying
Can Basement Suite Rental Income Help You Qualify for a Bigger BC Mortgage? Can income from a basement suite help you qualify for a larger mortgage in BC? In some cases, it could even help turn a mortgage decline into an approval. In Episode 105 of The Real Deal Pod,...
Ep. 104 — 10 Biggest BC Homebuyer Mistakes, the Real Estate Wealth Gap & Why Home Equity Beats Income
What are the biggest mistakes BC homebuyers are making in 2026? In Episode 104 of The Real Deal Pod, Fraser Valley Realtor Allister Carrington and BC mortgage broker Geoff Lee break down 10 common homebuying mistakes. They also explore new research showing how...
🏠 Why Getting Pre-Approved Early Can Save You Thousands
🏠 Why Getting Pre-Approved Early Can Save You Thousands Buying a home is one of the biggest financial decisions you'll ever make. Whether you're purchasing your first property, upgrading to a larger home, or investing in real estate, it's exciting to start...
Ep. 103 — Future-Proof Your BC Mortgage, CREA 2026 Forecast & Why Rate Is the Wrong First Question
The interest rate matters - But it shouldn't be the only question you ask before choosing a mortgage. In this episode of The Real Deal Pod, Fraser Valley Realtor Allister Carrington and BC mortgage broker Geoff Lee explain why so many homeowners break their mortgage...