Ep. 97 — BC Housing Affordability, Carney’s Plan, Eby’s Record & the Real Reason Buyers Are Sitting Out

Housing affordability has officially become a federal conversation—but can British Columbia actually deliver meaningful change?

In this episode of *The Real Deal Pod*, Fraser Valley Realtor Allister Carrington and BC mortgage broker Geoff Lee break down Prime Minister Carney’s proposed housing affordability measures, examine why many past BC housing policies have missed the mark, and explore why 2026 could become one of the most important buying windows in recent history.

From government intervention and mortgage rates to buyer psychology and long-term wealth creation, this episode takes a deeper look at the forces shaping the future of BC real estate.

**In this episode, we cover:**

* What Carney’s proposed housing affordability plan could mean for BC buyers and homeowners
* Lessons from Ontario’s housing model—and whether similar strategies can work in BC
* Why policies like the Airbnb ban, home flipping tax, and foreign buyer restrictions may have created unintended consequences
* CMHC net worth data comparing homeowners and renters—and why it matters long term
* The structural and economic reasons many experts believe BC real estate is unlikely to experience a major crash
* Why many qualified buyers are still waiting on the sidelines—and the psychology driving hesitation
* Where fixed and variable mortgage rates may be headed over the next 3–5 years
* Why 2026 may become the opportunity future buyers wish they had acted on

Whether you’re renting in the Fraser Valley or Metro Vancouver, actively considering homeownership, or working in the real estate and mortgage industry, this episode delivers a candid conversation designed to cut through the noise and help you think long term.