Episode 84: Rates Are Flat, Condo Opportunity & The Mortgage Mistake Costing Canadians $19,000

🏡 Flat rates. Rising condo supply. And costly mortgage mistakes hiding in plain sight.

In this episode of The Real Deal Pod, Allister Carrington and Geoff Lee break down what’s really going on in today’s housing and mortgage markets—and how Canadians can make smarter moves in 2026.

You’ll hear:

• Why many economists believe rates have hit their floor
• What stable interest rates actually mean for buying power
• How a surge in completed, unsold condos is giving buyers more leverage
• Mortgage Mistake #3: The Options Myth—and how it’s costing some Canadians $15K–$20K+
• Why your bank’s “competitive rate” might still cost thousands more
• A real-life example comparing a $23,000 penalty at a big bank vs. $4,000 at a monoline lender
• The overlooked fine print that affects renewals, portability, and exit costs

This one’s all about cash flow clarity and smarter strategy—whether you’re buying, renewing, or just planning ahead.

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