Buying Your First Home: What You Should Know

Buying Your First Home Buying your first home for the first time is very exciting, whether it be an apartment, condo, townhouse, or house. It could come at wildly different stages for people. For some, they want to buy a house as their first major purchase, as early...

Bad Credit History (300-574): What To Do?

Bad Credit History Approval this, approval that, the big words we all want to hear, but lately, we are hearing a lot of inflation, high interest rates, tough approval terms, student debt soaring, reverse mortgages increasing to pay off homes, and more money issues....

Popularity of Reverse Mortgages in 2023

Reverse Mortgages Ok let’s be real, you are probably tired of hearing about mortgage rates going up and what the options are for you when you purchase a home. It can look daunting and it can lead people to seek extra income sources or go for a lower valued house then...

Speculation Tax Notice 2023

Speculation Tax Notice 2023 An envelope is coming to your mailbox soon and it is in the name of the Speculation Tax Notice. There is also a potential you are reading this blog with the notice in your hand, already reviewed. What is a Speculation Tax Notice though?...

Canada’s Cost of Living

Canada’s Cost of Living January has been a tough month for many as we prepare for what could be a tough year ahead. Inflation has caused turmoil in communities and avid savers, interest rates have led to real estate worrisome and supply issues has caused food...
Mortgage Rate Holds in 2022

Mortgage Rate Holds in 2022

Mortgage Rate Holds in 2022 A mortgage rate hold allows you to request a reservation on an interest rate for a stated period, while renewing, refinancing, or applying for a mortgage. Mortgage rate holds give prospective homeowners the ability to get the best mortgage...