by WebDev | Dec 14, 2022 | Mortgage Broker
Brokers? Are they really needed? Well before we talk about that, let’s dive into some history Did you know that mortgage brokering dates back all the way to 1893 when a firm named Sonnenblick-Goldman was founded in the United States. As you could probably guess, the...
by WebDev | Sep 9, 2022 | Bank of Canada, Getting a Mortgage, Mortgage Broker, Rates
Increase of Prime Rates – What Does This Mean? With the increase of prime rates over the last few months, there’s a lot in question. Many people are questioning if they should have a fixed rate mortgage or a variable rate mortgage. There are many factors to consider...
by WebDev | Jun 20, 2022 | Bank of Canada, Getting a Mortgage, Mortgage Broker, Rates
Guide To Getting A Mortgage A mortgage is a type of loan that is used to purchase or refinance property. A few basic features of a mortgage include the purchased property, which is always used as collateral, and regular payments to the lender are required. Mortgages...
by WebDev | May 29, 2022 | First Time Home Buyers, Getting a Mortgage, Mortgage Broker
14 Home Purchase FAQs To get an idea of how much you can afford, you’ll need to know your taxable income, along with any outstanding debts and monthly payments. First (for purchasing a principal residence) calculate 39% of your income for use toward a mortgage...
by WebDev | May 27, 2022 | Getting a Mortgage, Mortgage Broker
The Mortgage Pre-Approval Becoming a homeowner is a life-long dream for many. With all new experiences, there’s uncertainty, and you may second-guess yourself once or twice. You’ll be interviewing realtors, looking at homes, worrying about bidding wars, and of course,...
by Lianna True | Mar 27, 2022 | CMHC, Credit Score, DLC, First Time Home Buyers, Getting a Mortgage, homeowners, Homeowners Grant, House Hunting, Mortgage Broker, Mortgage Insurance, mortgage trends, Rates, Real Estate, Real Estate Investing, Refinancing, Reverse Mortgages
Rent to Own Mortgage A Rent to Own contract could be the answer for someone who is renting but is also having a hard time getting their down payment together. Rent to Own contracts usually are between 1 and 5 years long and can give the client the time they...
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